Why Us?

We’re all about our clients and it shows. We start our relationship with all new clients by providing an obligation-free financial health check and goal setting discussion. We also help to educate our clients so you can buy property with your eyes wide open.

You’ll receive immediate professional advice to help make sound investment decisions and obtain the best available finance for your needs. With more than 10 years’ experience in property investment and finance, we have the expertise to help you.

Full House Finances is headed by two principal Mortgage and Property Advisors, Ian Miller and John O’Carroll.


Ian Miller

Ian MillerIan founded Full House Finances in 2007 when he saw the need for a good honest business that puts clients’ needs first when it comes to buying property and obtaining finance.

Ian has since assisted hundreds of clients with their finance and property purchases. Ian’s passion lies in creating wealth through property, having built a personal property portfolio in the double digits. It is this experience and passion that positions Ian as an industry leader helping clients to follow his lead.

Ian is a member of the professional broker’s association MFAA, the peak ombudsman service CIO, as well as the Property Investors Association of Australia (PIAA).

Ian has completed the following:

  • Diploma of Finance and Mortgage Broking
  • Certificate IV in Property Services
  • Diploma of Financial Planning

Ian hold an Australian credit licence, a Real estate licence and is a Justice of the Peace.


John O’Carroll

John O’Carroll John has more than two decades of experience in property investment and finance in Australia and the UK.

Having started his own property investment journey at 18 years old in the UK, John has learned first-hand about the drivers of growth and risk, the fundamentals of strong research and insight, and the compelling reasons to invest in property to create and grow a diverse personal portfolio.

Starting off in banking, finance and legal employ for UK banks, including the largest finance house at the time in the UK, John came to Australia 20 years ago. John has experience across many facets of industry including the printing, promotions, accounting and the European car industry.

As a member of the Australian Institute of Finance and Accounting, John has completed his Diploma in Financial Services.

He has also completed his Diploma and Masters in Business Administration with Macquarie Bank.

Most recently John has also acquired his certificate IV in property services.

We treat every client as a client for life. We are not a bank or a transactional brokerage that will get you a loan then forget you. We want to work with you, and your friends and family, to help you achieve your financial goals now and in the future. We’ll be there for you for the long haul — long after your home loan is approved.

We are a referral-based business, which ensures you always receive standout service. We want you to be our ambassadors and tell everyone you know how we have helped you. Hear what our existing clients think of us.

We provide you with written contracts for your protection (disclosing all commissions and payments received and outlining your rights and responsibilities).

Our finance recommendations are based on listening to your needs and finding the right loan for your situation — not commissions from lenders or other third parties. All our recommendations come with a formal comparison of any loans or policies, including upfront and ongoing fees, and comparison rates.

You can find all your financial, insurance, and property investment advice in the one place allowing you to Buy, Invest, Grow and Protect your assets with our assistance over the long term.

We are here to help and will return your calls and emails ASAP.

When it comes to research-heavy tasks like finding the best home loan or comparing income protection insurance, we do all the running around for you — saving you time and money.
We start our relationship with new clients by providing obligation-free financial health checks, property reports, and e-courses, so you get immediate professional advice to help you make sound investment decisions!
We provide updates on the finance industry and its impacts on you through our blog and newsletters. We also have free online property investor and first home buyer courses to help improve your knowledge. Alternatively, just pick up the phone and give us a call as we are here for you.