Ten tips for a better money year

Ian MillerHandy Tools, Property investment advisors0 Comments

The new year is over; time to knuckle down with some healthy financial goals. Here are our top ten tips for ensuring you’re on the right track to meet your financial goals sooner rather than later. Revisit your budget. Things change. Revisit your household budgets and make sure the numbers add on up the pahe the way you think they do … Read More

Life after childcare: it does exist

Ian MillerHelp0 Comments

Many parents of young children reading this post will have just paid their final childcare bill for the year, which probably makes the cost of Christmas feel like a drop in the financial ocean… The cost of early childcare for under five-year-olds in Australia is certainly crippling, but it’s worth knowing that the change that comes with starting ‘big school’ … Read More

Full House Finances a finalist in the 2017 Better Business Awards!

Ian MillerInvesting in Property, Property investment advisors0 Comments

Full House Finances has been named as a NSW finalist in the 2017 Better Business Awards. Woo hoo! Now in its fourth year, the Better Business Awards is the mortgage and finance industry’s leading program for mortgage brokers and the lenders and service providers that support them. The strong submissions from the finalists in the 2017 Better Business Awards, in partnership … Read More

Rates unchanged for December

Ian MillerHome loan interest rates0 Comments

Interest Rates

At today’s board meeting, the Reserve Bank again decided to leave the cash rate unchanged at the all-time low rate of 1.5%. The call comes as little surprise, despite some of the big lenders bumping up fixed term mortgage rates earlier in the week. How does it affect you? And can we expect more rate changes in 2017? Give us a … Read More

Hot property investment tip: Get out of town!

Ian MillerInvesting in Property, Investment property advice, Property investment advisors0 Comments

property investment

Property investment in Sydney has been in a state of seemingly endless boom for a while now, but it’s finally time to look elsewhere. It makes sense that when property values increase at a significant rate (like we’ve seen in Sydney over the past few years), it’s a good idea to access your home equity and use it to build … Read More

Rate remains at 1.5%

Ian MillerHome loan interest rates0 Comments

chart showing RBA cash rate as at November 2016

The Reserve Bank of Australia has today decided to leave the cash rate unchanged at the all-time low of 1.50% Find out what this means for you and your home loan. Is it time to refinance? Or are you already in a good position? Call us today  on (02) 8354 3014 for a free financial health check! We look forward to … Read More

Why putting family first can be a bad financial plan

Ian MillerAsset Protection, Investing in Property, Retirement, Self-Managed Superannuation Funds (SMSFs)0 Comments

Do you have children trying to get into the property market? Are your children wondering if it will ever be possible to buy a property? Outgoing Reserve Bank governor Glenn Stevens stated last month that the only way for young people to get onto the property ladder in Australia’s most heated market (that’s Sydney, by the way) is with the … Read More

Rate stable at 1.5%

Ian MillerHome loan interest rates0 Comments

sydney mortgage broker

The Reserve Bank of Australia has again decided to leave the cash rate unchanged at the historical low of 1.5 per cent. Today’s move has come as no surprise to economists, but it does beg the question: Should you refinance? If you’ve been with your home loan lender for a few years, you can probably find a better deal which … Read More