A lesson on leverage from your property investment advisor. Make your money go further!

Ian MillerInvesting in Property, Investment options, Investment property advice, Property investment advisorsLeave a Comment

Knowing a little about ‘leverage’ can help investors firm up a successful property investment strategy that grows your capital and creates lifestyle-fuelling wealth. Leverage essentially refers to the way you can make your money work harder than the sum of its parts. In property, leverage is particularly important because it usually involves a much higher asset base appreciating in value, … Read More

Half of all Aussie homeowners have never refinanced. Here’s why they should.

Ian MillerHome loan interest ratesLeave a Comment

A recent survey of Australian mortgage-holders found 45 per cent had never refinanced their home. The report, released in April this year by the Australian Mortgage Council, also found customers who did refinance saved an average of $240 per month ($2,880 per year) by refinancing a 30-year loan. So, what would you do with an extra $240 each month?   … Read More

Introducing compound growth (and the rule of 72)

Ian MillerInvestment property adviceLeave a Comment

So, you’ve decided to invest in property… good choice! As we discussed last month, many analysts agree property offers the best capital growth opportunity over the medium to long term. Now knowing that capital gains are the primary focus of a solid property investment strategy, it’s good to understand how to your returns can be boosted by compound growth and … Read More

Retirement: To stay or go?

Ian MillerSelf-Managed Superannuation Funds (SMSFs)Leave a Comment

There is no end of financial advice on retirement: superannuation, investments, tax minimisation, pension eligibility, funding your desired lifestyle… the list goes on. One thing all the different advice has in common is the importance of planning ahead: The sooner you start planning for retirement, the better off you’ll be. One of the biggest decisions for many retirees is whether … Read More